real estate – Embroidery 2 U http://embroidery2u.com/ Sat, 19 Mar 2022 07:33:00 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://embroidery2u.com/wp-content/uploads/2021/10/cropped-cover-e1634979437133-32x32.png real estate – Embroidery 2 U http://embroidery2u.com/ 32 32 Missouri mansion combines hunter’s lodge and Parisian design https://embroidery2u.com/missouri-mansion-combines-hunters-lodge-and-parisian-design/ Fri, 11 Mar 2022 01:16:25 +0000 https://embroidery2u.com/missouri-mansion-combines-hunters-lodge-and-parisian-design/

JOPLIN, Mo. — Marriage is a matter of compromise. It may sound like a schmaltzy turn of phrase, but sayings like this come from a place of truth. The give-and-take of a relationship is important.

Usually, this involves agreeing to something your partner wants to do that you’d rather not do. Or sometimes that means letting your spouse choose a decoration for the house that you might not particularly like.

For a couple from Joplin, Missouri, that trade-off manifested in two extra wings catering to the couple’s different tastes. This unique $2.95 million estate — think Blake Shelton and Gwen Stefani, but as a home — went on the market earlier this month.

The owners met at university and regularly visited the local Barnes & Noble for coffee. They sifted through architectural magazines to select features and styles, and collected press clippings into a sort of “dream house book.”

After marrying in 2004, they bounced around the country – he was a doctor, she was a dentist – before moving into the doctor’s childhood home in Joplin.

The Cape Cod-style home, built in 1978, had five bedrooms and four bathrooms. But as their family grew with the addition of five children, the couple decided to expand their home. Following a partial refurbishment in 2015, complete with hand painted gracie wallpaperthey accepted not one but two new wings of the house that would accommodate their hobbies and styles.

The woman said her husband, who enjoys hunting and taxidermy, wanted a place where he could display his trophies and tap into his rustic sensibilities. But she needed to create her own sanctuary where she could relax and unwind comfortably in a Parisian atmosphere celebrating her love of fashion.

(Courtesy of Sky High 360 Photography)

Inspired by her travels to Paris, she consults architect Patrick Fox to manifest the couple’s newly built master suite (the middle wing) in a tribute to the Dior fashion empire.

The suite’s brass and iron staircase is a replica of the haute couture salon of 30 Avenue Montaigne. The glorious chandelier hanging from the suite’s 18-foot coffered ceiling recalls the light fixture located in the Hôtel Plaza Athénée across from Dior. She also designed the crystals hanging from the ceiling and her husband installed them.

This wing also houses a theater room with murals celebrating the Moulin Rouge, as well as a wine cellar. And while the wine cupboard is certainly a site to behold, the room’s most striking feature is mounted around the door jamb – an ornate piece of wood salvaged from an old wicket for the French omnibus.

The guest wing, designed and built for the husband, is reminiscent of a hunting lodge featuring a towering 4-sided fireplace, 30-foot-tall pine oak, reclaimed Ozarkeology wood, and a crafted floating staircase Mennonite and solid wood. beams. The “drip” scones and chandelier were constructed with antique hand-blown glass pipes.

The backyard features an infinity pool and hot tub, as well as an 18,000 gallon koi pond and a working 16 foot water wheel built in North Carolina and shipped across the country. St. Louis Landscape Architect Ted Spaid designed the look of the 3.5 acre lot. With a house this large, the property has two separate two-car garages, one of which doubles as a workspace for the husband to do his taxidermy.

The master suite and the barn wings are connected by a glass bridge. The bespoke glass floor was made by Jockimowho developed the flooring used in the observatory at the top of One World Trade Center.

The mansion – dubbed Red Tail Falls Estate – has expanded to 11,200 square feet, 65% of which comes from the new master suite and barn/lodge wings.

Detar Lagow Greer’s real estate team is list management.

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How online tools can help you manage your money in retirement https://embroidery2u.com/how-online-tools-can-help-you-manage-your-money-in-retirement-2/ Fri, 04 Mar 2022 21:48:29 +0000 https://embroidery2u.com/how-online-tools-can-help-you-manage-your-money-in-retirement-2/

By Grant Easterbrook, Next avenue

About 20% of the American population is retired, which represents nearly 66 million people. Despite the large retiree market, however, venture capital investments in new tools and services to help “decumulation” have been relatively limited.

Decumulation is the phase of life where retirees must manage their nest egg and try to avoid running out of money.

Investors invested $17.8 billion in private U.S. fintech (fintech) companies in 2020, up from $14.8 billion in 2019. Only a tiny fraction of this increase in fintech investment is for to tech startups related to decumulation.

There are several reasons venture capitalists aren’t investing in decumulation (which we’ll discuss later in this article), but despite the relative funding shortfall, we’ll first look at new services for Americans. retired.

To oversimplify, innovation in this space can be divided into three categories; new services to help family members manage the finances of loved ones, tools to help with estate planning, and businesses looking to modernize annuities and retirement products.

Assistance services for co-management of a loved one’s retirement

America’s mass of retired baby boomers may need help from family members to manage their retirement nest egg, longevity risk and potential mental decline. Companies like Carefull, EverSafe, and True Link Financial help loved ones monitor and/or manage a retiree’s financial accounts and protect against fraud, scams, and poor financial decisions.

The exact products offered by these three companies vary, but the general idea is to use technology to be proactively informed about a loved one’s finances rather than discovering problems after it’s already too late.

“Fintech tools protect family members by scanning financial activity for anomalies on all related accounts, credit cards, loans, and real estate records,” according to Howard Tischler, co-founder and CEO of EverSafe . “This is how scammers operate and why their schemes can persist for months or even years undetected. Alerts sent to a designated team of caregivers and/or trustees also make a critical difference in identifying problems before a lifetime of savings is lost.”

Online tools to simplify and manage the estate process

Many people need help navigating the maze of federal and state rules when it comes to estate planning and inheritance. Despite the word “estate” conjuring up the old mansions of Golden Age robber barons, every American needs estate planning in retirement. Estate planning is necessary to reduce both your personal tax bill and that of your heirs.

Fabric and Trust & Will are examples of two relatively new technology companies that can help with the estate planning process. In addition, many of the major online legal support services such as LegalShield, LegalZoom and RocketLawyer offer elements of estate planning fully or partially online. Innovation in this space is not limited to the US: UK-based Farewill is an example of a foreign technology company offering online estate planning to its local market.

Companies Modernizing Annuities and Retirement Products

In many wealthy countries occupational pensions are becoming relatively less common and/or less reliable. This shifts the burden of managing a retirement nest egg and longevity risks onto the individual. Creating a simple, transparent, and easy-to-use digital retirement or annuity product can help solve the retirement crisis in America and around the world.

Unfortunately, fintech activity is relatively limited in the area of ​​pensions and annuities in the United States. Due is the only independent US direct-to-consumer annuity or retirement technology startup that I know of.

Perhaps unsurprisingly, there are more pension and annuity technology innovators overseas, where pensions are more common. Maji, Penfold and PensionBee in the UK, Tountine Trust in Ireland, Vantik in Germany and Grandhood in Denmark are examples of technology companies trying to modernize pension and annuity products in overseas markets.

Why so few tech startups targeting retirement?

Over the years, I’ve asked founders and venture capitalists why the number of tech startups and overall investment in the decumulation phase of life is so low compared to the millions of retired Americans. . In response, three reasons are cited for the relatively limited fintech activity in decumulation.

First, venture capitalists (VCs) look for companies with the potential for rapid “hockey stick” revenue growth. Since supporting retired users usually involves customers and accounts that will become less valuable over time, Venture capitalists are often skeptical of a decumulation-related company’s ability to achieve “hockey stick” hyper-growth.

Second, the “typical” starter manual focuses on building scalable, web-centric business models with minimal human customer service and support. VCs often assume that companies that need to support seniors will need an expensive customer support system and lots of manual follow-ups from human reps. Pretty much or not, there is inherent skepticism about a web-centric business model aimed at retirees.

Third, venture capitalists fear that the retirement industry is a “sold, not bought” industry. The perception is that most baby boomers are being sold retirement products by their financial advisor and they don’t shop around, read reviews online, and buy the best retirement products available. Venture capitalists fear new online decumulation services may gain major traction as financial advisers and brokers control relationships with potential clients.

Despite these perceptions, the massive size of the “retired” market calls for more innovative tech startups and venture capital backing. Venture capital investment in the health and well-being of retirees has already begun to pick up.

For example, in 2020 Techstars and Pivotal Ventures (a Melinda French Gates company) launched the Future of Longevity Accelerator to support early-stage innovation for older adults and their caregivers. The program has already helped launch 20 tech startups.

“Investor interest in this category is growing at an explosive rate, as recently demonstrated by our culminating event last week, Demo Day, which received two and a half times the number of viewers this year compared to last year” , said Keith Camhi, managing director of the Techstars Future of Longevity Accelerator.

It’s only a matter of time before the tech sector’s interest and investment in decumulating and managing financial assets in retirement catches up with American demographic reality.

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How online tools can help you manage your money in retirement https://embroidery2u.com/how-online-tools-can-help-you-manage-your-money-in-retirement/ Wed, 02 Mar 2022 13:02:52 +0000 https://embroidery2u.com/how-online-tools-can-help-you-manage-your-money-in-retirement/ Tools to help you manage your retirement nest egg withdrawal – and why tech is lagging behind this huge opportunity

About 20% of the American population is retired, which represents nearly 66 million people. Despite the large retiree market, however, venture capital investments in new tools and services to help “decumulation” have been relatively limited.

Decumulation is the phase of life where retirees must manage their nest egg and try to avoid running out of money.

Investors invested $17.8 billion in private U.S. fintech (fintech) companies in 2020, up from $14.8 billion in 2019. Only a tiny fraction of this increase in fintech investment goes to to tech startups related to decumulation.

There are several reasons venture capitalists aren’t investing in decumulation (which we’ll discuss later in this article), but despite the relative funding shortfall, we’ll first look at new services for Americans. retired.

There have been relatively limited investments in new tools and services to help “decumulation”.

To oversimplify, innovation in this space can be divided into three categories; new services to help family members manage the finances of loved ones, tools to help with estate planning, and businesses looking to modernize annuities and retirement products.

Assistance services for co-management of a loved one’s retirement

America’s mass of retired baby boomers may need help from family members to manage their retirement nest egg, longevity risk and potential mental decline. Companies like Carefull, EverSafe, and True Link Financial help loved ones monitor and/or manage a retiree’s financial accounts and protect against fraud, scams, and poor financial decisions.

The exact products offered by these three companies vary, but the general idea is to use technology to be proactively informed about a loved one’s finances rather than discovering problems after it’s already too late.

“Fintech tools protect family members by scanning financial activity for anomalies on all related accounts, credit cards, loans, and real estate records,” according to Howard Tischler, co-founder and CEO of EverSafe . “This is how scammers operate and why their schemes can persist for months or even years undetected. Alerts sent to a designated team of caregivers and/or trustees also make a critical difference in identifying problems before a lifetime of savings is lost.”

Online tools to simplify and manage the estate process

Many people need help navigating the maze of federal and state rules when it comes to estate planning and inheritance. Although the word “estate” conjures up images of the former mansions of Golden Age robber barons, every American needs estate planning in retirement. Estate planning is necessary to reduce both your personal tax bill and that of your heirs.

Fabric and Trust & Will are examples of two relatively new technology companies that can help with the estate planning process. In addition, many of the major online legal support services such as LegalShield, LegalZoom and RocketLawyer offer elements of estate planning fully or partially online. Innovation in this space is not limited to the US: UK-based Farewill is an example of a foreign technology company offering online estate planning to its local market.

Companies Modernizing Annuities and Retirement Products

In many wealthy countries occupational pensions are becoming relatively less common and/or less reliable. This shifts the burden of managing a retirement nest egg and longevity risks onto the individual. Creating a simple, transparent, and easy-to-use digital retirement or annuity product can help solve the retirement crisis in America and around the world.

Unfortunately, fintech activity is relatively limited in the area of ​​pensions and annuities in the United States. Due is the only independent US direct-to-consumer annuity or retirement technology startup that I know of.

It is perhaps unsurprising that there are more pension and annuity technology innovators overseas, where pensions are more common. Maji, Penfold and PensionBee in the UK, Tountine Trust in Ireland, Vantik in Germany and Grandhood in Denmark are examples of technology companies trying to modernize pension and annuity products in overseas markets.

Why so few tech startups targeting retirement?

Over the years, I’ve asked founders and venture capitalists why the number of tech startups and overall investment in the decumulation phase of life is so low compared to the millions of retired Americans. . In response, three reasons are cited for the relatively limited fintech activity in decumulation.

Despite these perceptions, the massive size of the “retired” market calls for more innovative startups and venture capital support.

First, venture capitalists (VCs) look for companies with the potential for rapid “hockey stick” revenue growth. Since supporting retired users typically involves customers and accounts that will become less valuable over time, Venture capitalists are often skeptical of a decumulation-related company’s ability to achieve “hockey stick” hyper-growth.

Second, the “typical” starter manual focuses on building scalable, web-centric business models with minimal human customer service and support. VCs often assume that companies that need to support seniors will need an expensive customer support system and lots of manual follow-ups from human reps. Pretty much or not, there is inherent skepticism about a business model focused on online catering for retirees.

Third, venture capitalists fear that the retirement industry is a “sold, not bought” industry. The perception is that most baby boomers are being sold retirement products by their financial advisor and they don’t shop around, read reviews online, and buy the best retirement products available. Venture capitalists fear new online decumulation services may gain major traction as financial advisers and brokers control relationships with potential clients.

Despite these perceptions, the massive size of the “retired” market calls for more innovative tech startups and venture capital backing. Venture capital investment in the health and well-being of retirees has already begun to pick up.

For example, in 2020 Techstars and Pivotal Ventures (a Melinda French Gates company) launched the Future of Longevity Accelerator to support early-stage innovation for older adults and their caregivers. The program has already helped launch 20 tech startups.

“Investor interest in this category is growing at an explosive rate, as recently demonstrated by our culminating event last week, Demo Day, which received two and a half times the number of viewers this year compared to last year” , said Keith Camhi, managing director of the Techstars Future of Longevity Accelerator.

It’s only a matter of time before the tech sector’s interest and investment in decumulating and managing financial assets in retirement catches up with American demographic reality.

Grant Easterbrook is a fintech consultant. His work in the industry has been quoted in the media over 150 times. Easterbrook also co-founded fintech startup Dream Forward, which was acquired in 2020. Easterbrook graduated from Bowdoin College in Brunswick, Maine and resides in New York. Read more
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Best active adult design of 2021: Texas project offers easy transition to senior life https://embroidery2u.com/best-active-adult-design-of-2021-texas-project-offers-easy-transition-to-senior-life/ Tue, 01 Mar 2022 23:20:57 +0000 https://embroidery2u.com/best-active-adult-design-of-2021-texas-project-offers-easy-transition-to-senior-life/

Frisco, Texas is one of America’s fastest growing cities, but one of its newest senior housing developments aims to maintain the familiarity of a small community.

By design, Edgestone’s 188-unit Presidium, a luxury age-restricted working-adult community, blends into its Frisco surroundings, creating a welcoming atmosphere for residents ages 62 and older.

The community includes both a main three-story building and a series of chalet-like homes, all located on an 18-acre site with a stream running through the middle.

With multiple living options, the community serves as a “middle ground” between apartment living and independent home living, according to Presidium COO Lindsay Colbert.

“I think it’s a great transition from a house to apartment-style living,” she told Senior Housing News.

The simple yet thoughtful exterior and interior design of Edgestone’s Presidium earned the project top honors in the “Best Working Adult” category of the 2021 Senior Housing News Architecture & Design Awards.

The concept

Capstone Real Estate Services acquired the project which became the Presidium at Edgestone 2018. By this time Cross Architects’ design was largely complete.

The designers of the project aimed to cater to two different types of residents: those looking to live in a single large building and those who prefer smaller, more private spaces.

In all, there are seven self-contained chalets on the property with three to four units per chalet, the furthest of which is around 100 meters from the main building.

Residents living in the main building are close to community amenities and their neighbors, while the cottages offer more privacy and a more family-friendly experience.

The project also included pathways and outdoor spaces for residents elsewhere on the property, including a bridge spanning a stream

“It was interesting ground for the project,” Adam Everett, project manager at Cross Architects, told SHN. “I think a lot of these elements would generally be frowned upon for land for a multi-family project, but we were able to use it to glorify the project and create beautiful outdoor spaces.”

A challenge for the designers was the limits imposed on ownership by the city of Frisco.

“They wanted us to study the surrounding areas…and focus on visibility,” Everett said. “They wanted it to match the style of the city.”

For Everett, these restrictions were not only a fun challenge to overcome, but also a benefit to the project itself.

“We do some pretty creative things on buildings,” Everett said. “But with this one, we just tried to keep it simple and a bit classic, almost timeless.”